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accident

Sent to Legal Experts September 05 03:54 PM

my boyfriend got into a car accident with my father's car he was on stop sign looked both ways no car was coming and he porceeded to go...a car speeding down came and hit him....it went to the opposite lane to attempt too still make it and hit him and then they hit a brick wall But the police report doesn't say anything about speed It just says that he ate the stop sign, and says he stopped and proceeded and no witnesses. the car was totally destroyed....i'm on the insurance but i dont have a license my father is a merchant marine and gave my boyfriend the car to take care of when he;s gone but my boyfriend isnt on the insurance but we do have a letter from my father stating that he gave my boyfriend full permission to use the car when he is gone. there is no way to get in touch with my father since he;s in the middle of the ocean. my boyfriend just came out the hospital he;s bruised up....what are our options? is the other guys insurance liable to pay? ...we dont know what to do next

Customer (name blocked for privacy)
Status:  Closed   Value: $10
Answer
September 5 5:19 PM (1 hour and 24 minutes and 53 seconds later)
         
ACCEPTEDCheck Mark
Rest easy...!!!
If the Car was insured, your boyfriend is insured. The damage to the car may not be if there was no "comprehensive" coverage. Your father's insurance company can deal with that.
Your father ( and your boyfriend) can make claims against the other driver. Your father can chose not to, but your boyfriend can STILL file a claim for medical / personal injury against the other driver. (if he chooses this option, typically he would also file against your father's insurance.)
Contact your father's insurance company and explain the situation... they will walk you through it and or contact him.
Your boyfriend's hospital bill will be paid, either by your father's or the other driver's insurance.
Try to contact you father as soon as possible, but don't fret... everyone is "safe"
God Bless!!

 
Martye -- ex-student -- 100% Positive Feedback on 6 Legal Accepts
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